non acceptance of 1st check written
after purchasing almost $300 of clothes, i attempted to pay for it with a personal check, 2 forms of id. it was declined and an "800" phone number printed out to call to receive a reason why it was declined. i was told it is kohl's policy to decline everybody's first check they write at kohls department store and that most people will then pay with cash or credit. the supervisor of kohl's phone center this is due to th loss of over $200,000 in bad checks. i replie, that however, there is a 2-3% charge by major credit card companies as a cost of charge accounts which about equeals the 1-2% bad check rate experienced by most retailors. i also asked how one is ever allowed to use a check to pay for purchased: the computer keeps track of the declines and some time in the future your check could be accepted: but how will i every know when that is.
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